diff --git a/mintlify/openapi.yaml b/mintlify/openapi.yaml
index 9beb0ec9..1290b4eb 100644
--- a/mintlify/openapi.yaml
+++ b/mintlify/openapi.yaml
@@ -7030,7 +7030,7 @@ paths:
           type: string
     get:
       summary: Get a card
-      description: Retrieve a card by its system-generated id.
+      description: Retrieve a card by its system-generated id. This is the only endpoint that returns a populated `panEmbedUrl` — a fresh, short-lived signed URL is minted on each call. Fetch the card right before rendering the PAN-reveal iframe.
       operationId: getCardById
       tags:
         - Cards
@@ -8566,7 +8566,7 @@ webhooks:
                     last4: '4242'
                     expMonth: 12
                     expYear: 2029
-                    panEmbedUrl: https://embed.lithic.com/iframe/...?t=...
+                    panEmbedUrl: null
                     fundingSources:
                       - InternalAccount:019542f5-b3e7-1d02-0000-000000000002
                     currency: USD
@@ -8586,6 +8586,7 @@ webhooks:
                     state: CLOSED
                     stateReason: ISSUER_REJECTED
                     form: VIRTUAL
+                    panEmbedUrl: null
                     fundingSources:
                       - InternalAccount:019542f5-b3e7-1d02-0000-000000000002
                     currency: USD
@@ -8607,6 +8608,7 @@ webhooks:
                     last4: '4242'
                     expMonth: 12
                     expYear: 2029
+                    panEmbedUrl: null
                     fundingSources:
                       - InternalAccount:019542f5-b3e7-1d02-0000-000000000002
                     currency: USD
@@ -12321,7 +12323,7 @@ components:
             - SAVINGS
         bankName:
           type: string
-          description: The name of the bank
+          description: The name of the beneficiary's bank
           minLength: 1
           maxLength: 255
           example: Banco GYT Continental
@@ -19693,9 +19695,11 @@ components:
           description: Card expiration year (four digits).
           example: 2029
         panEmbedUrl:
-          type: string
+          type:
+            - string
+            - 'null'
           format: uri
-          description: URL of the card processor's iframe that securely displays the PAN, CVV, and expiry to the cardholder. The full PAN and CVV never cross Grid's servers — render this URL in an iframe in your client to reveal card details.
+          description: Signed URL of the card processor's iframe that securely displays the PAN, CVV, and expiry to the cardholder. The full PAN and CVV never cross Grid's servers — render this URL in an iframe in your client to reveal card details. Populated ONLY on `GET /cards/{id}`; null on list, create, and update responses and in webhook payloads. The URL is short-lived (expires within minutes), so fetch the card right before rendering the iframe and never cache the URL.
           example: https://embed.lithic.com/iframe/...?t=...
         fundingSources:
           type: array
diff --git a/mintlify/snippets/cards/issuing-cards.mdx b/mintlify/snippets/cards/issuing-cards.mdx
index f0c36bbd..aaf8f335 100644
--- a/mintlify/snippets/cards/issuing-cards.mdx
+++ b/mintlify/snippets/cards/issuing-cards.mdx
@@ -54,17 +54,32 @@ issuance is gated on KYC up front.
 `POST /cards` returns immediately with `state: "PROCESSING"`. The
 issuer provisions the card asynchronously; on success a
 `CARD.STATE_CHANGE` webhook fires with the activated `Card` resource
-including the populated `last4`, `expMonth`, `expYear`, and
-`panEmbedUrl`.
+including the populated `last4`, `expMonth`, and `expYear`.
 
 If the issuer rejects provisioning, the same webhook fires with
 `state: "CLOSED"` and `stateReason: "ISSUER_REJECTED"`. That card is
 terminal — issue a new one with a fresh `platformCardId` to retry.
 
+## Revealing the PAN
+
+To show the cardholder their full PAN, CVV, and expiry, fetch the
+single card right before rendering:
+
+```bash
+curl -X GET "$GRID_BASE_URL/cards/Card:019542f5-b3e7-1d02-0000-000000000010" \
+  -u "$GRID_CLIENT_ID:$GRID_CLIENT_SECRET"
+```
+
+The response includes a `panEmbedUrl` — a signed URL for the card
+processor's iframe that renders the full credentials directly to the
+cardholder. The full PAN and CVV never cross your servers or Grid's.
+
 <Note>
-Render `panEmbedUrl` in an iframe in your client to display the full
-PAN, CVV, and expiry to the cardholder. The full credentials never
-cross your servers.
+`panEmbedUrl` is populated **only** on `GET /cards/{id}` — it is null
+on list, create, and update responses and in webhook payloads. The URL
+is short-lived (it expires within minutes), so fetch the card each time
+the cardholder asks to reveal their details, immediately before
+rendering the iframe. Don't cache or store the URL.
 </Note>
 
 ## Errors to handle
diff --git a/mintlify/snippets/cards/quickstart.mdx b/mintlify/snippets/cards/quickstart.mdx
index 459fdc21..5fbd6f34 100644
--- a/mintlify/snippets/cards/quickstart.mdx
+++ b/mintlify/snippets/cards/quickstart.mdx
@@ -70,7 +70,7 @@ for the full table. When activation completes, a
     "last4": "4242",
     "expMonth": 12,
     "expYear": 2029,
-    "panEmbedUrl": "https://embed.lithic.com/iframe/...?t=...",
+    "panEmbedUrl": null,
     "fundingSources": [
       "InternalAccount:019542f5-b3e7-1d02-0000-000000000002"
     ],
@@ -84,9 +84,11 @@ for the full table. When activation completes, a
 ```
 
 <Note>
-Render `panEmbedUrl` in an iframe in your client to display the full
-PAN, CVV, and expiry to the cardholder. The full card credentials never
-cross your servers.
+To display the full PAN, CVV, and expiry to the cardholder, fetch
+`GET /cards/{id}` and render the returned `panEmbedUrl` in an iframe.
+The URL is short-lived and populated only on the single-card GET (it's
+null in webhook payloads), so fetch it right before rendering. The full
+card credentials never cross your servers.
 </Note>
 
 ## Simulate an authorization
diff --git a/mintlify/snippets/cards/terminology.mdx b/mintlify/snippets/cards/terminology.mdx
index db888832..eeb73669 100644
--- a/mintlify/snippets/cards/terminology.mdx
+++ b/mintlify/snippets/cards/terminology.mdx
@@ -60,4 +60,6 @@ high-urgency reconciliation alerts and are surfaced as
 `panEmbedUrl` on the `Card` resource is the issuer's iframe URL that
 renders the full PAN, CVV, and expiry directly to the cardholder. Render
 it in an iframe in your client; the full credentials never cross
-{` `}Grid's servers.
+{` `}Grid's servers. The URL is short-lived and populated only on
+`GET /cards/{id}` — fetch the card right before rendering the iframe
+rather than caching the URL.
diff --git a/mintlify/snippets/cards/webhooks.mdx b/mintlify/snippets/cards/webhooks.mdx
index da0f8cd0..2b5340ad 100644
--- a/mintlify/snippets/cards/webhooks.mdx
+++ b/mintlify/snippets/cards/webhooks.mdx
@@ -47,7 +47,7 @@ activation after issuance:
     "last4": "4242",
     "expMonth": 12,
     "expYear": 2029,
-    "panEmbedUrl": "https://embed.lithic.com/iframe/...?t=...",
+    "panEmbedUrl": null,
     "fundingSources": [
       "InternalAccount:019542f5-b3e7-1d02-0000-000000000002"
     ],
@@ -62,8 +62,10 @@ activation after issuance:
 
 Common branches to handle in your consumer:
 
-- `state: "ACTIVE"` after `PROCESSING` — the card is live; surface
-  `panEmbedUrl` to the cardholder.
+- `state: "ACTIVE"` after `PROCESSING` — the card is live. To reveal
+  the full card details, fetch `GET /cards/{id}` right before rendering
+  its short-lived `panEmbedUrl` in an iframe — the field is always null
+  in webhook payloads.
 - `state: "CLOSED"`, `stateReason: "ISSUER_REJECTED"` — the issuer
   rejected provisioning; offer to issue a new card.
 - `state: "FROZEN"` / `state: "ACTIVE"` — reflect the freeze toggle in
diff --git a/openapi.yaml b/openapi.yaml
index 9beb0ec9..1290b4eb 100644
--- a/openapi.yaml
+++ b/openapi.yaml
@@ -7030,7 +7030,7 @@ paths:
           type: string
     get:
       summary: Get a card
-      description: Retrieve a card by its system-generated id.
+      description: Retrieve a card by its system-generated id. This is the only endpoint that returns a populated `panEmbedUrl` — a fresh, short-lived signed URL is minted on each call. Fetch the card right before rendering the PAN-reveal iframe.
       operationId: getCardById
       tags:
         - Cards
@@ -8566,7 +8566,7 @@ webhooks:
                     last4: '4242'
                     expMonth: 12
                     expYear: 2029
-                    panEmbedUrl: https://embed.lithic.com/iframe/...?t=...
+                    panEmbedUrl: null
                     fundingSources:
                       - InternalAccount:019542f5-b3e7-1d02-0000-000000000002
                     currency: USD
@@ -8586,6 +8586,7 @@ webhooks:
                     state: CLOSED
                     stateReason: ISSUER_REJECTED
                     form: VIRTUAL
+                    panEmbedUrl: null
                     fundingSources:
                       - InternalAccount:019542f5-b3e7-1d02-0000-000000000002
                     currency: USD
@@ -8607,6 +8608,7 @@ webhooks:
                     last4: '4242'
                     expMonth: 12
                     expYear: 2029
+                    panEmbedUrl: null
                     fundingSources:
                       - InternalAccount:019542f5-b3e7-1d02-0000-000000000002
                     currency: USD
@@ -12321,7 +12323,7 @@ components:
             - SAVINGS
         bankName:
           type: string
-          description: The name of the bank
+          description: The name of the beneficiary's bank
           minLength: 1
           maxLength: 255
           example: Banco GYT Continental
@@ -19693,9 +19695,11 @@ components:
           description: Card expiration year (four digits).
           example: 2029
         panEmbedUrl:
-          type: string
+          type:
+            - string
+            - 'null'
           format: uri
-          description: URL of the card processor's iframe that securely displays the PAN, CVV, and expiry to the cardholder. The full PAN and CVV never cross Grid's servers — render this URL in an iframe in your client to reveal card details.
+          description: Signed URL of the card processor's iframe that securely displays the PAN, CVV, and expiry to the cardholder. The full PAN and CVV never cross Grid's servers — render this URL in an iframe in your client to reveal card details. Populated ONLY on `GET /cards/{id}`; null on list, create, and update responses and in webhook payloads. The URL is short-lived (expires within minutes), so fetch the card right before rendering the iframe and never cache the URL.
           example: https://embed.lithic.com/iframe/...?t=...
         fundingSources:
           type: array
diff --git a/openapi/components/schemas/cards/Card.yaml b/openapi/components/schemas/cards/Card.yaml
index 10ac4aca..5f77387e 100644
--- a/openapi/components/schemas/cards/Card.yaml
+++ b/openapi/components/schemas/cards/Card.yaml
@@ -51,13 +51,18 @@ properties:
     description: Card expiration year (four digits).
     example: 2029
   panEmbedUrl:
-    type: string
+    type:
+      - string
+      - 'null'
     format: uri
     description: >-
-      URL of the card processor's iframe that securely displays the PAN, CVV,
-      and expiry to the cardholder. The full PAN and CVV never cross Grid's
-      servers — render this URL in an iframe in your client to reveal card
-      details.
+      Signed URL of the card processor's iframe that securely displays the
+      PAN, CVV, and expiry to the cardholder. The full PAN and CVV never
+      cross Grid's servers — render this URL in an iframe in your client to
+      reveal card details. Populated ONLY on `GET /cards/{id}`; null on
+      list, create, and update responses and in webhook payloads. The URL
+      is short-lived (expires within minutes), so fetch the card right
+      before rendering the iframe and never cache the URL.
     example: https://embed.lithic.com/iframe/...?t=...
   fundingSources:
     type: array
diff --git a/openapi/components/schemas/common/GtqAccountInfoBase.yaml b/openapi/components/schemas/common/GtqAccountInfoBase.yaml
index 8cf8e1be..250c9925 100644
--- a/openapi/components/schemas/common/GtqAccountInfoBase.yaml
+++ b/openapi/components/schemas/common/GtqAccountInfoBase.yaml
@@ -22,7 +22,7 @@ properties:
     - SAVINGS
   bankName:
     type: string
-    description: The name of the bank
+    description: The name of the beneficiary's bank
     minLength: 1
     maxLength: 255
     example: Banco GYT Continental
diff --git a/openapi/paths/cards/cards_{id}.yaml b/openapi/paths/cards/cards_{id}.yaml
index 4aa75103..ff74cd02 100644
--- a/openapi/paths/cards/cards_{id}.yaml
+++ b/openapi/paths/cards/cards_{id}.yaml
@@ -7,7 +7,11 @@ parameters:
       type: string
 get:
   summary: Get a card
-  description: Retrieve a card by its system-generated id.
+  description: >-
+    Retrieve a card by its system-generated id. This is the only endpoint
+    that returns a populated `panEmbedUrl` — a fresh, short-lived signed
+    URL is minted on each call. Fetch the card right before rendering the
+    PAN-reveal iframe.
   operationId: getCardById
   tags:
     - Cards
diff --git a/openapi/webhooks/card-state-change.yaml b/openapi/webhooks/card-state-change.yaml
index da96c3bb..679fd812 100644
--- a/openapi/webhooks/card-state-change.yaml
+++ b/openapi/webhooks/card-state-change.yaml
@@ -58,7 +58,7 @@ post:
                 last4: '4242'
                 expMonth: 12
                 expYear: 2029
-                panEmbedUrl: https://embed.lithic.com/iframe/...?t=...
+                panEmbedUrl: null
                 fundingSources:
                   - InternalAccount:019542f5-b3e7-1d02-0000-000000000002
                 currency: USD
@@ -78,6 +78,7 @@ post:
                 state: CLOSED
                 stateReason: ISSUER_REJECTED
                 form: VIRTUAL
+                panEmbedUrl: null
                 fundingSources:
                   - InternalAccount:019542f5-b3e7-1d02-0000-000000000002
                 currency: USD
@@ -99,6 +100,7 @@ post:
                 last4: '4242'
                 expMonth: 12
                 expYear: 2029
+                panEmbedUrl: null
                 fundingSources:
                   - InternalAccount:019542f5-b3e7-1d02-0000-000000000002
                 currency: USD