fix: close decision bucket findings

[chhoumann]

Document and encode the final decision-bucket remediations.

This handles findings that required product judgment rather than mechanical cleanup: command label text is centralized while preserving command IDs, and utility tests cover the intentionally retained user-script/eval behavior and related waiver decisions.

Review focus:

• Command label changes versus stable command IDs.
• User-script/eval decision coverage in utilityObsidian.test.ts.
• Whether the centralized label helper matches expected UI wording.

Stack position: 16/17, based on scorecard/15-build-release-hygiene.

Validated as part of the completed scorecard mission with bun run build-with-lint, bun run test, bun run build, bun run test:e2e, and Obsidian dev vault reload/smoke checks.

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